Our latest caption contest photo comes to us from Nicole Andrews, who entered the photo below in our 2013 Fly Fishing Photo Contest, which closes on October 31 (if you've yet to get your entries in, be sure to do so in the next 6 weeks). And yes, though it is hard to see, the young lady on the front platform is indeed mid-cast.

Enter a caption for the photo above for a chance to win one of two of Buff headwear's UV Buffs with Insect Shield®. Buffs, which were only seen sparingly on the water 10 or so years ago, are now almost as ubiquitous as fly rods. And there's a good reason -- their versatility. Anglers have taken to wearing Buffs primarily on sunny flats and sunbaked meadow streams to protect their neck, ears and so on from the sun. But the Buff's utility doesn't end there. They are good for warmth (especially the cold weather Buffs), as headbands or wristbands for soaking up moisture and they're great for bugs.

The Buffs we're giving away in the contest offer two features over the original Buff: UV protection and insect protection. The original Buffs are excellent for bug protection, but the Insect Shield fabric offers significantly increased protection as the fabric is treated with Permethrin insect repellent. Insect Shield fabric repels mosquitoes, ticks, ants, flies, chiggers, and no-see-ums. The protection embedded in the Insect Shield fabric is rated to last 70 launderings.

How to enter: enter a caption in the comments beneath this article and share the contest on Twitter or Facebook using the buttons below. We'll give this one a week. Winners (remember, we'll pick two winners as we've got two Buffs to send out) will be announced next Monday, September 23.

If you have an account that you used to enter our 2013 Photo Contest, you can login here. Alternatively, we recommend logging in with Facebook or Twitter, or registering for an account by heading here. Or you can just leave a comment using the form below. Be sure to leave your email address on the contact form so we can identify you if you choose not to login/sign up.